Couples
Couple 50/30/20 Quebec
A pooled-income starter budget for couples who want needs, lifestyle, and savings separated clearly.
- Pooled income
- RRSP and TFSA lines
- Clear couple spending guardrails
Templates
Start with a budget shape that already fits your situation.
Each template creates groups, categories, and starter allocation targets only. No fake transactions or history are imported.
Solo renters
Solo renter starter budget
A simple template for renters who need rent, food, transport, and savings visible from day one.
- Rent-first planning
- Weekly living costs
- Starter emergency buffer
Freelancers
Freelancer irregular income
A conservative setup for uneven income, tax reserves, and separating business-adjacent costs.
- Tax reserve
- Low fixed burn
- Surplus allocation
Families
New parents household budget
A family budget that makes childcare, supplies, health, and emergency savings explicit.
- Childcare visibility
- Baby supplies
- Family emergency fund
Students
Student basic budget
A lightweight school-year budget for rent, food, transit, books, and controlled social spending.
- Semester costs
- Transit and food
- Debt prevention
Debt paydown
Debt paydown sprint
A focused template that protects minimum living costs while pushing a clear share toward debt.
- Priority debt lane
- Minimum lifestyle leakage
- Small cash buffer