Solo renters

Solo renter starter budget

A simple template for renters who need rent, food, transport, and savings visible from day one.

Keep fixed costs separate from weekly living costs, then reserve a small buffer before lifestyle spending.

Fixed basics

4 categories

55%
  • RentMonthly lease35%
  • UtilitiesHydro, internet, mobile8%
  • InsuranceTenant and health coverage4%
  • TransitPasses and rides8%

Living

4 categories

30%
  • GroceriesFood at home14%
  • HouseholdSupplies5%
  • RestaurantsEating out5%
  • PersonalClothes and small buys6%

Future

2 categories

15%
  • Emergency fundCash reserve10%
  • Move fundDeposits and furniture5%