Freelancers

Travailleur autonome a revenus variables

Une structure prudente pour revenus variables, reserves fiscales et depenses liees au travail.

Financez les impots et l essentiel d abord, puis distribuez le surplus variable seulement quand le mois est protege.

Must fund

3 categories

60%
  • TaxesIncome and sales tax reserve25%
  • HousingRent or mortgage20%
  • Food and utilitiesCore living15%

Work

3 categories

15%
  • SoftwareTools and subscriptions5%
  • Professional servicesAccounting, legal5%
  • EquipmentReplacement fund5%

Stability

3 categories

25%
  • BufferSlow-month reserve15%
  • RetirementLong-term savings5%
  • LifestyleFlexible spending5%