Needs
4 categories
- Rent or mortgageHousing payment24%
- GroceriesShared food basics10%
- UtilitiesPower, telecom, insurance6%
- TransportationTransit, car, fuel10%
Couples
Couple 50/30/20 Quebec
Un budget de depart a revenus communs pour couples qui veulent separer besoins, vie courante et epargne.
Utilisez 50 % pour l essentiel, 30 % pour les depenses flexibles et 20 % pour l epargne ou les dettes. Les categories REER et CELI gardent la planification quebecoise visible.
50%
Lifestyle
3 categories
- RestaurantsEating out together8%
- Personal spendingIndividual fun money12%
- Travel and giftsShared goals10%
Savings
3 categories
- Emergency fundCash buffer7%
- RRSPRetirement savings6%
- TFSAFlexible savings7%